Section R20-4-1510. Representations as to Rights Waived or Remedies Available

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A.      A collection agency shall not inform a debtor that the debtor waives any legal right or legal defense by a failure to contact the collection agency.

B.       A collection agency shall not inform a debtor that the collec- tion agency has the power or right to bypass the legal process.

C.      A collection agency shall not misrepresent the remedies avail- able to the collection agency.

Historical Note

Adopted as an emergency effective September 6, 1978, pursuant to A.R.S. § 41-1003, valid for only 90 days (Supp. 78-5). Adopted effective December 6, 1978 (Supp. 78-6). R20-4-1510 recodified from R4-4-1510 (Supp. 95-1). Amended by final rulemaking at 12 A.A.R.

1331, effective June 4, 2006 (Supp. 06-2).

                    
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