Section R20-4-1507. Representations of Collection Agency’s Identity

In all communications with debtors, either orally or in writing, all the following rules apply:

1.        A collection agency shall represent itself as a collection agency.

2.        A collection agency shall not directly or indirectly claim to be a credit reporting agency or credit bureau if it is not.

3.        A collection agency shall not directly or indirectly claim to be a law enforcement agency.

4.        A collection agency shall not directly or indirectly claim to be a law firm.

Historical Note

Adopted as an emergency effective September 6, 1978, pursuant to A.R.S. § 41-1003, valid for only 90 days (Supp. 78-5). Adopted effective December 6, 1978 (Supp. 78-6). R20-4-1507 recodified from R4-4-1507 (Supp. 95-1). Amended by final rulemaking at 12 A.A.R.

1331, effective June 4, 2006 (Supp. 06-2).